How Corporate Actions Affect Shareholders

Corporate actions affect the rights and privileges of the shareholders largely. Shareholders are of two kinds, the common shareholders and the preferred shareholders. Companies do offer their shareholders with voting rights if agreed by the board of directors. The following corporate actions can have a great impact on the fortune of shareholders. Liquidation: In case of liquidation of a company, the common shareholders are at a maximum risk. The funds raised by the liquidation of a company would... Read more »

The Benefits of Analysis!

You have found a gap in the market, you have thought of a business idea that you believe will make you a healthy profit. The next stage is to conduct a thorough analysis. You’ve had a brilliant business idea. But it’s a bit early for you to splash out on an expensive market research survey or start to negotiate with investors over how much you’ll need to raise to get started. It’s probably even too soon to put together a comprehensive business plan. What you need is a simple,... Read more »

IRS Attacks 401k Part-time Employee Exclusions and Your Determination Letter is useless…..

The IRS issued the February 14, 2006 Quality Assurance Bulletin (”QAB”) dealing with 401k plan exclusions of part-time, temporary, and seasonal (A.K.A. “part-time”) employees. T This QAB revolutionizes the way IRS document examiners will look at 401k plan eligibility clauses and warns that inadequately drafted provisions dealing with part-time employees may be disqualifying, regardless of any plan determination letter. Why the Attack ? As 401(k) plans have matured, newly recruited... Read more »

Safe Harbor Plans-a Retirement Triple Play

Every year, the IRS comes out with the new annual retirement plan limits. Some of these limits provide in part; the maximum individual contribution to Solo 401k, 401(k), 403(b) or 457 plans; the maximum compensation taken into consideration for retirement plan allocations and deductions; and the social security wage base. Investment representatives and retirement service providers will be hailing the new limits as an opportunity for employees to save more money in their retirement plans on a tax... Read more »

Roth 401k- a Parlay for the Privileged

January 1, 2006, a new opportunity for retirement savings came to town. Known as the post tax ROTH 401k - this is the classier sister to the traditional 401k plan. In one corner is the post tax Roth 401k, with a fuller bodied contribution as taxes are included on the front end. There’s also a five year wait to end the relationship and take a tax free withdrawal. In the other corner is the pre-tax traditional 401k, a tax stripped model with no wait on distributions. But you pay the taxman for... Read more »

Corporate Credit - Corporations Rely on Credit

Corporate credit is one of the things that helps make the business world go round. It allows the free exchange of goods and services without having to wait until the money is actually in the bank in order to deliver or receive the goods and services of small, medium and large businesses. It lets small businesses survive from month to month and it allows medium sized businesses to grow to large corporate status. Corporate credit is the lifeblood of industry. Without that never ending flow of credit;... Read more »

One Less Furrowed Brow for 401k Plan Sponsors

There was a sneak preview of the Dept of Labor’s preliminary guidance on setting up 401k default investment options. These situations occur when 401k participants fail to select an investment option for their 401k contributions or a 401k default fund is used in 401k plans with automatic enrollment features. Currently, 401k plan sponsors are rethinking their default fund decisions because they are concerned about the risk associated with their fiduciary responsibility and about the risk of the... Read more »

GE Real Estate Completes $4.8B Acquisition Of Arden Realty

STAMFORD, Conn. and LOS ANGELES — Building on its growth ambitions in the Western region of the U.S., GE Real Estate (NYSE:GE) announced the completion of its acquisition of Arden Realty, Inc. (NYSE:ARI) , the largest publicly-traded office landlord in Southern California. The purchase price of approximately $4.8 billion includes the assumption and refinancing of $1.6 billion of Arden’s outstanding debt. In connection with this transaction, Trizec Properties, Inc. (NYSE:TRZ) acquired... Read more »

Choosing to Incorporate?

For the novice business owner getting incorporated seems like an endless stream of red tape, forms and complications. How to get incorporated is one question that they simply have too many doubts about and too few answers to be able to make an educated decision. Luckily there are an army of consultants, lawyers, and accountants out there who can help provide the answers to how to get incorporated and most of them for a minimum fee would be happy to assist. The first question to answer is not how... Read more »

Overcome Inertia in Implementing Change

The best laid plans of mice and men never seem to get implemented. A vexing question for anyone planning a change is, Will all this planning really make a difference?” Many quality or strategic planning teams find themselves hampered by the suspicion that it’s all really an exercise in futility and nothing will ever change. In fact, experience has frequently shown employees that they can plan, document, and communicate desired changes that may be implemented only briefly, if at all. Often... Read more »