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Credit Card Home Business: Watch Out!

July 12, 2008

Home business opportunity scams abound in this slow economy. Having recently become a victim of such a scam due to desperation of being out of work for eight months, I took a leap of faith and researched many of the \”business opportunities\” listed on several job sites.

Most jobs that can be performed at home involved data entry to taking orders through your home phone line for other companies. The opportunity looks great, promises lots of money, and many even back up their claims with a guarantee. Thats what convinced me; if I wasnt satisfied Id simply get my money back.

I spent days researching several ones. I focused one those that did not sell just the software to show you how to make money at home. But actually stated that I was working for them and all I had to do was go to their website and pull data to enter into forms. Sounded easy enough.

Again, there was the guarantee. If I wasnt happy, Id get all of my money back and besides, I was also getting a special deal since I was one of the first 100 people to respond. What I got versus what was promised was completely different. I had no longer entered my personal information, including my credit card data, when I realized Id become a statistic: Id been scammed.

They informed me that my website was ready to promote. They had a website for me to promote credit cards. All I had to was enter it into hundreds of search engines. I would have to promote the credit card website through FaceBook and other forums online. This is not mentioned anywhere on their initial site. I was also required to apply for four credit cards and when approved I would receive $20 back for each one. This never happened since they later said I could only receive it after I made $500.

There was also another excuse for why I couldnt yet get paid. I couldnt reach anyone at the company in person. I could only go through email where I usually got a preprogrammed response. It was impossible to get any real answers.

After I finally tracked down their phone number on my credit card statement, I left a message with the Australia-based office, but I never heard back. What I finally had to do was file a complaint against the company for fraudulent activity and Im waiting for that credit still.

I hate to admit I was scammed so easily, after all Im a college graduate. Its not nice was being in a state of desperation will do to ones reasoning. I was willing to work hard for it also. I just wasnt given the legitimate chance to do that. Bottom line: remember (as I did not) that if it seems to be too good to be true, it probably is.

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